Affordable Home, Renters & Condo Insurance DeLand

Homeowners Insurance

We give our clients personalized attention, specific to their needs.  Our agents are educated on the latest changes, trends and the future of the insurance industry.  Keeping our advisors well informed enables us to provide insurance guidance in all matters important to our clients including sinkhole coverage, flood insurance and personal liability to name a few. 

  • Home Insurance
  • Flood Insurance
  • Personal Liability Insurance
  • Jewelry (Personal Articles Floater)

Homeowners Information

While the homeowner's market in Florida has been very challenging, we have been able to obtain a number of insurance companies willing to provide coverage subject to certain guidelines, including but not limited to: available fire protection, age of dwelling, age of roof and upgrades on plumbing and electrical. We strive to do everything we can to provide affordable, comprehensive coverage and look forward to working with our clients as we go forward in these difficult times.

We offer an affordable competitive package of liability and physical damage coverage for Florida residents. We will custom-tailor a selection of coverages, coverage limits and deductible options to fit your specific needs.

It is important that all vehicles are owned in your personal name and none are being used in business as this might have an adverse affect on coverage.

Renters Insurance

A Renters policy will cover your personal property against theft or damage subject to the limits and deductibles you select.  It will also protect you and your family against certain bodily injury and property damage claims for which you are liable.  You can also select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault.  Make sure that everything you’ve worked for isn’t at risk – from your clothes, furniture, sports gear and computers, let us help you find the coverage options that will protect you, your family and your personal property.

Condo Insurance

Your condo insurance policy covers your personal property and liability, as well as any additions, alternations and improvements you make to your unit that are your responsibility based on the condo association agreement.  Optional loss assessment coverage is also available to protect you against certain assessments that maybe be levied by the association.  Compensation is also available for additional living expenses incurred should you need to vacate your condo after a covered loss.  Let Lane Insurance help you find the right amount of coverage to suit your needs.
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