General Liability

Protect your business with general liability coverage. Here are a few risks a business can face and the coverage that would help protect them.

  • Bodily Injury or property damage – helps protect against certain claims alleging financial loss due to property damage or bodily injury arising out of your business operations or products.
  • Reputational Harm – helps protect your business against certain claims of libel, slander and more.
  • Advertising Errors – helps protect your business against certain claims if others allege you infringed on their copyrights when advertising goods, products or services in your advertisement.
  • Medical Payments – helps protect against certain claims medical costs if someone is injured on business premises and needs medical treatment.
  • Damage to Premises Rented to You – helps protect your business against certain claims for damage to premises rented to you due to fire, lightning or explosion.

Other Business Liability Coverages:

  • Professional Liability Insurance (Errors & Omissions)
    E & O covers professionals for negligence and errors & omissions that injure their clients or cause damage to a third party’s data.  This coverage is particularly important to licensed professionals such as accountants, attorneys, architects, engineers and technology companies.
  • Employment Practices Liability Insurance (EPLI)
    Covers employment related liabilities other than on-the-job injuries.  Includes legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment and other alleged violations of employee’s rights.
  • Directors & Officers Insurance (D & O)
    Covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company.
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