The Lane Group is an independent insurance agency offering homeowners insurance in DeLand, FL, at competitive rates. We also provide flood insurance, commercial liability insurance, and car insurance for clients in Deltona, DeBary, Lake Helen, Orange City, and other surrounding Volusia County areas.
Homeowner’s insurance protects your biggest asset – your home. Your homeowner’s policy will also protect your personal property and valuables like furniture, appliances, lawn equipment, cameras, and jewelry, for example, depending on the coverage limits and exclusions. In the event of a covered incident like a storm, theft, or a fire, your homeowners' insurance policy will cover the cost of repairing damage to your home and personal property. Your homeowner's policy may even provide coverage for property that you have in storage.
Many homeowners are surprised to learn that homeowner’s insurance doesn’t provide coverage for floods. Only a flood insurance policy provides coverage for homes and personal property damaged by a flood, even if a storm or hurricane causes the flood. Ask your independent insurance agent about getting flood insurance through the National Flood Insurance Program.
If you own a commercial business or are a commercial contractor, you may need property liability insurance. Property liability insurance protects the business assets in the event you or an employee causes damage to someone else's property. The insurance carrier will settle covered claims up to the limits of your policy, shielding you and the business against expensive lawsuits.
Since we represent several insurance carriers, we can offer competitive car insurance rates regardless of where you live. We shop multiple carriers for you at the same time and give you the lowest prices. We will personalize the policy to meet your individual needs and budget while ensuring your policy meets the minimum personal liability and personal injury protection (PIP) coverage limits as required by Florida law.
Visit our website or contact us at (386) 734-0800 to speak with an independent insurance agent about homeowners’ insurance today!